Every dollar counts

The Monthly Balance Sheet

With her notepad in hand and the monthly budget to get done, a mother's job is constant. We have to remember all the bills that need to be paid , grocery shopping , the school supplies and month end school projects that the children must hand in at the end of the school term.

It's really important to focus only on the essential items that are needed.  Difficult economic times have lead to many of us having to adjust our spending habits , reduce participation in social events and generally a greater appreciation for the NEEDS/ WANTS rule.

We deserve some occasional fun but must remember . every dollar counts!!!

Having a budget is a giant step toward building discipline into your spending!